Problem
Solution
Not every claim involves your truck. A visitor injured at your office, accidental property damage, or a lawsuit related to your business operations can result in unexpected legal and financial costs.
Without General Liability Insurance, those expenses could impact your business.
General Liability Insurance helps protect your trucking business from covered third-party claims, legal defense costs, and settlements, allowing you to operate with greater confidence both on and off the road.
General Liability Insurance Coverage
General Liability Insurance helps protect your business beyond the road by covering common third-party risks that can arise during your day-to-day operations.
Bodily Injury Claims
Property Damage Claims
Helps protect your business if a third party suffers bodily injury due to your business operations or premises. Coverage may help pay for:
Medical expenses
Legal defense costs
Court-awarded settlements
Investigation expenses
Covered liability claims
Provides protection if your business accidentally damages someone else's property during normal operations. Coverage may include:
Damage to customer property
Damage at job sites
Repair or replacement costs
Legal defense expenses
Covered third-party property claims
Why Is General Liability Insurance Important?
Your trucking business faces risks beyond the road. General Liability Insurance helps protect against unexpected third-party claims that could lead to expensive lawsuits, legal fees, and financial losses, allowing you to focus on running your business with confidence.
Auto liability insurance quotes
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General Liability FAQs
What does General Liability Insurance cover?
R: General Liability Insurance helps protect your business against covered third-party bodily injury, property damage, and legal expenses arising from your business operations. It also helps cover legal defense costs for eligible claims.
Does General Liability Insurance cover truck accidents?
R: No. Truck accidents are generally covered under your Commercial Auto Liability Insurance policy. General Liability Insurance is designed to protect your business from claims that occur outside the operation of your commercial vehicles.
Who should carry General Liability Insurance?
R: General Liability Insurance is recommended for owner-operators, motor carriers, and trucking companies of all sizes. If your business interacts with customers, vendors, or the public, this coverage provides valuable protection against everyday business risks.
